Melvin M. is an experienced professional in the banking and technology sectors, currently serving as the Head of Innovation & Lab at Maybank since January 2024. Previously, Melvin held the position of Head of Innovation and Project Delivery at Hong Leong Bank Berhad from January to December 2023, and worked at HSBC as Manager of Digital Banking Product Propositions & Innovation from December 2019 to June 2022. Melvin's career at Maybank began in May 2015 as the Head of Idea Design, focusing on innovative initiatives and process optimization. Early experience includes a role as CTO at OweSome App, emphasizing tech roadmap development and product validation. Melvin's technical foundation was established with a Bachelor of Engineering in Electronics and Communications Engineering from the University of Nottingham.