Massachusetts Housing Partnership
Elvira Caldeira has extensive experience in the financial and housing industries, holding various managerial roles. Elvira has worked at MHP as a Portfolio & Lending Operations Manager, NeighborWorks Southern Mass as a Homeownership & Lending Director, and Rockland Trust as a CRA Mortgage Loan Officer. Elvira also owned the Caldeira Insurance Agency and worked at Community Bank as an Assistant Branch Manager. Elvira holds a Bachelor of Business Administration from New England College of Business and an Associate's degree from Massasoit Community College.
Massachusetts Housing Partnership
The Massachusetts Housing Partnership (MHP) is a self-supporting public non-profit organization that works with state government and with business, civic and community leaders to increase the supply of affordable housing across the Commonwealth. MHP uses funds from the banking industry to provide long-term loans for affordable rental housing. Since 1990, MHP has provided over $1 billion in loans and commitments for the financing of over 22,000 units of rental housing. MHP also helps communities build affordable housing and has provided technical assistance in over 300 Massachusetts communities. MHP's first-time homebuyer programs -- formerly SoftSecond and now ONE Mortgage -- have helped over 18,600 low- and moderate-income families purchase their first home with over $3 billion in private financing.