Margarida Fernandes is an experienced professional in strategy consulting and risk management, currently serving as a Manager in Strategy Consulting at Mastercard Data & Services. Prior experience includes leading Risk Management and Internal Audit at The Navigator Company and holding various roles at Deloitte, including Manager, Senior Consultant, and Consultant in Business & Operations as well as Strategy & Operations. Margarida Fernandes pursued education at Iscte - Instituto Universitário de Lisboa, completing studies in two distinct periods from 2008 to 2012 and from 2015 to the present.