Having academic record in the field of medical from G.S. Medical College and KEM Hospital, Parel, Mumbai, India. He worked as a part time Medical Officer in Reserve Bank of India for 25 years from August 1973 to July 1998 along with private practice but after joining in NABARD as CMO on full time basis, private practice was discontinued. Further he worked on the panel of consultant-ESIS and LIC of India for 25 years. He is currently working with NABARD as Medical Officer on contract basis.