Krzysztof Bratos

Krzysztof Bratos serves as the Vice President of the Management Board and Head of Retail Banking at mBank S.A. since November 2015, with previous roles including Managing Director for Private Banking, Wealth Management, and Brokerage House Area. Krzysztof has extensive experience in financial services, having worked as Programme Manager at Kleinwort Benson and Royal Bank of Scotland, and as Vice President at J.P. Morgan. Early career experience includes positions as a Business Analyst at Nestle Poland and a Private Banking Consultant Assistant at Kredyt Bank S.A. In terms of education, Krzysztof holds a Masters in Computer Science and Econometrics from Poznan University of Economics and Business and has completed various leadership programs at Harvard Business School and the CEO Round Table. In addition to finance, Krzysztof has a background in mathematics and informatics from a high school and music studies from Tadeusz Szeligowski Music School in Szczecin.