Merchants Bancshares,Inc.
Cindy Adolph has a significant work experience in the banking industry. Cindy started their career in 1979 as a Compliance Officer at Goodhue County National Bank, where they worked until 2001. Cindy then joined First National Bank of Cannon Falls, where they held the position of AVP Audit/Compliance Manager until 2007 when the bank became Merchants Bank. At Merchants Bank, they continued to work as the VP Risk/Audit/Compliance Manager. Additionally, they also served as the VP Audit Compliance Manager at Merchants Bank, NA.
Cindy Adolph has received an Internal Auditor Certification in Bank Audit from ICBA. Additionally, they have obtained a BSA/AML Certification in Bank Secrecy Act/Anti-Money Laundering from ICBA. Lastly, they have completed a Compliance Certification from ICBA. The exact years of enrollment and completion for each certification are not specified.
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Merchants Bancshares,Inc.
Merchants Bancshares, Inc. is a bank holding company. The Company's subsidiary, Merchants Bank (the Bank) is a commercial bank. The Bank offers a range of deposit, loan, cash management and trust services to meet the financial needs of individual consumers, businesses and municipalities. The Bank operates approximately 30 full-service banking offices and over 40 automated teller machines (ATMs) located across the state of Vermont, and a full-service banking office in Massachusetts. Merchants Bank's trust division offers investment management, financial planning and trustee services. The Bank offers commercial, financial and agricultural loans, municipal loans, residential real estate loans, commercial real estate loans, construction real estate loans and consumer installment loans for various personal needs, including vehicle and boat financing. The Bank classifies certain of its investments in debt securities as securities available for sale and securities held to maturity.