Merchants Bancshares,Inc.
Sandra Predom has extensive work experience in the banking industry. Sandra started their career at Vermont National Bank in 1977, where they held various positions, including Teller, Customer Service Representative, Loan Assistant, and Branch Manager. During this time, they assisted and processed loans for three individual loan officers and successfully opened and managed a new Vermont National Bank office, which grew assets to $30 million. In 1989, Sandra became an Assistant Vice President Commercial Loan Officer at Vermont National Bank, where they managed a loan portfolio of $25 million and developed and closed new business. In 1999, Sandra joined Merchants Bank Vermont as a Vice President Commercial Lending, and their tenure there continues to the present day.
Sandra Predom attended the College of St. Joseph from 1984 to 1992, where they obtained a Bachelor of Arts degree in Business Administration.
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Merchants Bancshares,Inc.
Merchants Bancshares, Inc. is a bank holding company. The Company's subsidiary, Merchants Bank (the Bank) is a commercial bank. The Bank offers a range of deposit, loan, cash management and trust services to meet the financial needs of individual consumers, businesses and municipalities. The Bank operates approximately 30 full-service banking offices and over 40 automated teller machines (ATMs) located across the state of Vermont, and a full-service banking office in Massachusetts. Merchants Bank's trust division offers investment management, financial planning and trustee services. The Bank offers commercial, financial and agricultural loans, municipal loans, residential real estate loans, commercial real estate loans, construction real estate loans and consumer installment loans for various personal needs, including vehicle and boat financing. The Bank classifies certain of its investments in debt securities as securities available for sale and securities held to maturity.