Merchants Bancshares, Inc. is a bank holding company. The Company's subsidiary, Merchants Bank (the Bank) is a commercial bank. The Bank offers a range of deposit, loan, cash management and trust services to meet the financial needs of individual consumers, businesses and municipalities. The Bank operates approximately 30 full-service banking offices and over 40 automated teller machines (ATMs) located across the state of Vermont, and a full-service banking office in Massachusetts. Merchants Bank's trust division offers investment management, financial planning and trustee services. The Bank offers commercial, financial and agricultural loans, municipal loans, residential real estate loans, commercial real estate loans, construction real estate loans and consumer installment loans for various personal needs, including vehicle and boat financing. The Bank classifies certain of its investments in debt securities as securities available for sale and securities held to maturity.

Banking

Merchants Bancshares,Inc.

Geoffrey R. Hesslink

Jan Saunders

Dick Ploof

Donna Lauber

Michael Breen

Chris Halnon

Hope Crifo

Craig Scruggs

Chris Allard

Sandra Predom

Sean Long

Colleen Page

Cindy Adolph

Leadership Team

Commercial Banking Team

Customer Support and Banking

Teams at Merchants Bancshares,Inc.

Leadership Team

Commercial Banking Team

Customer Support and Banking