Tom Frantz

Tom Frantz is a seasoned finance professional with extensive experience in credit and risk management. Currently serving as the Credit Card Underwriting Manager at Mercury since December 2022, Tom leads the credit operations for corporate cards. Prior to this role, Tom was the Senior Manager of Risk at Airbase, where responsibilities included establishing credit and fraud risk management, building a Risk team, and securing a $150M warehouse line of credit from Goldman Sachs. At Gusto, Tom held multiple positions, culminating as Head of Risk Analytics, overseeing analytics for risk policies and operational efficiencies. Tom holds a Bachelor of Business Administration in Finance from the University of Oklahoma.