Michael Heider

Group Head Of Risk & Compliance at Mercuryo

Michael Heider has a diverse work experience in compliance, risk management, and legal roles. Michael is currently the Head Of Compliance at Mercuryo. Prior to that, they worked at Paystack as the Head of Risk & Compliance and later as the Head of Legal, Regulatory & Compliance. Michael also served as the Compliance Manager at Flywire and the Head of Risk & Compliance at Transact24. Additionally, they held senior positions at Western Union International Bank, Oberbank AG, Erste Group Bank AG, and PwC Austria. Michael has extensive experience in anti-money laundering, fraud management, sanctions, and regulatory compliance. Michael has also held leadership roles, such as Chairman of the Anti-Money Laundering Committee at the Association of Austrian Leasing Companies and Head of Compliance at Erste Group Bank AG.

Michael Heider earned a Graduate Degree in Economics and Business Administration from WU (Vienna University of Economics and Business) from 1999 to 2007. Michael also obtained certifications as a Certified Fraud Examiner (CFE) from the Association of Certified Fraud Examiners (ACFE) and as a Certified Anti-Money Laundering Specialist (CAMS) from ACAMS in 2012.

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