Joe Gardner

Joe Gardner has a significant work experience in the financial industry. Joe started their career in 2009 with the Financial Conduct Authority, where they held various roles such as Associate - Non-Routine Individuals, Associate - Firm Contact Centre, and Associate - Payment Services Directive & Passporting team. In these roles, they conducted due diligence checks, assessed complex applications, provided regulatory guidance to firms, and processed applications for Small Payment Institutions.

In 2015, Joe joined FCE Bank plc as a Compliance Monitoring Officer responsible for implementing and maintaining the Senior Managers and Certification Regime. Joe also assisted in the development and delivery of the Compliance Monitoring Programme, ensuring compliance with regulatory requirements and internal policies.

Recently, in 2021, Joe joined Monzo Bank as a Compliance Advisory Manager, where they currently work.

Joe Gardner completed the ICA International Diploma in Governance, Risk and Compliance from the International Compliance Association between 2018 and 2019.