Joe Abinanti is an experienced finance professional currently serving as Executive Director of Digital Cash Management at Morgan Stanley since April 2021. Prior to this role, Joe held several positions at HSBC from November 2011 to April 2021, including US Head of Digital for Global Liquidity & Cash Management, where responsibilities included overseeing digital product development and addressing clients' cash management challenges. Additional roles at HSBC encompassed Senior Transformation Manager and Corporate Digital Client Experience Lead, focusing on enhancing client interactions through innovative digital solutions. Earlier career experiences include positions as Director of Finance & Procurement at Mercury Solar Systems, Private Banker at Wells Fargo, and Wealth Management Advisor at Oppenheimer & Co. Inc. Joe holds an MBA in Corporate Finance and a Bachelor's degree in Business Administration from Iona University, complemented by specialized training in valuation and M&A.