Richa Pandey

Richa Pandey is a credit risk professional currently working at Morningstar since October 2022. Prior to this, Richa held the position of Quantitative Research Analyst at Analytics Liv Digital from November 2021 to October 2022 and served as an Assistant Professor of Finance at Vignana Jyothi Institute of Management between 2019 and 2021. Richa accumulated research experience as a Senior Research Fellow at the University of Hyderabad from 2013 to 2019. Richa's educational background includes a postgraduate degree in FinTech, Machine Learning, Financial Analytics, and Blockchain from the Birla Institute of Technology and Science, Pilani (2020-2021), a PhD from the University of Hyderabad (2013-2019), and a postgraduate degree in Finance and Marketing from Chandragupt Institute of Management Patna (2010-2012). Additionally, Richa participated in a Faculty Development Program at the Indian Institute of Management, Indore in April 2017 focusing on econometrics for finance research.