Tom Lopes

Tom Lopes is a Senior Vice President at M&T Bank, currently serving as the Head of Commercial Payment Products. With extensive experience in payment strategy development, product innovation, and team management, Lopes has previously led the Payment Products Team and represented M&T at various industry events. Prior to joining M&T, Lopes held several senior roles at Citi, overseeing product development and management for treasury products and electronic payments. Lopes has contributed significantly to industry discussions and initiatives, including participation as a board member on Nacha's Board of Directors.