Manzar Baig, CFA

Manzar Baig, CFA has a diverse work experience. In 2014, they were a Finance Intern at Fauji Fertilizer Company Limited, where they were exposed to material requirements planning, inventory management software and pertinent process flows of the company. In 2015, they were an Audit Intern at KPMG, where they planned the critical areas of engagement and prepared a comprehensive audit plan for Pakistan Services Limited (Pearl Continental Hotel) and Hashwani Hotels Limited (Marriott Hotel). From 2016 to 2019, they worked at Allied Bank Limited, first as a Credit Analyst - Corporate Risk and then as a Management Trainee Associate. During this time, they evaluated credit worthiness, financial health and operational efficacy of corporate and investment banking clients while keeping bank credit exposures within prescribed set risk appetite/exposure levels based on client risk grade. In 2019, they moved to HBL - Habib Bank Limited, where they were a Relationship Manager - Corporate Banking and a Credit Analyst | Manager - Corporate Risk. In their role as Relationship Manager - Corporate Banking, they managed a corporate banking portfolio in excess of USD 170 Million and engaged with the corporate clients in tailoring solutions for their financing needs. As a Credit Analyst | Manager - Corporate Risk, they reviewed credit proposals from Corporate and Investment Banking and performed quantitative and qualitative analysis. Currently, they are the Credit Operations Lead at Muawin, where they are empowering people and businesses to take control of their finances through credit-based & tailor-made digital solutions.

Manzar Baig obtained a Bachelor's Degree in Accounting and Finance from Lahore University of Management Sciences in 2016. Manzar then went on to obtain the Chartered Financial Analyst (CFA) Charterholder certification from CFA Institute in March 2022.