Toni Kivinen

Toni Kivinen is a seasoned professional with extensive experience in sales, business development, and management across multiple companies and regions. Currently serving as Market Director of Nordics at Warranty Expert and Ambassador of Digital Expense Management at CostPocket, Toni is also a co-founder of Narvi Payments. Previously, Toni held significant roles including Director of Central Eastern Europe at Aurora Innovation Suomi, Country Manager at CostPocket, and Head of Partner Sales at Bertelsmann Financial Services. With a strong background in leading teams, managing P&L, and driving B2B sales initiatives, Toni demonstrates a proven ability to exceed sales targets and foster strategic partnerships in various markets. Toni's educational foundation includes a BBA in Finance and Management from Helia.