Kerol Naim

Sme’s Quality Risk Analyst - Financial Inclusion Risk at National Bank of Egypt

Kerol Naim is an experienced finance professional currently serving as an SME’s Quality Risk Analyst at the National Bank of Egypt since February 2023, focusing on developing credit products for various market segments such as manufacturing, agriculture, and services. Prior to this role, Kerol worked at Banque du Caire in multiple capacities within the Risk Division, including coordinating with IT teams for report generation, managing credit facilities, and ensuring compliance with central bank regulations. Additional experience includes a position as a Commercial Papers Specialist at EGbank, where transaction settlements were implemented according to banking policies. Kerol also completed internships in customer service and treasury at QNB Group, Orascom Construction Ltd, and the National Bank of Kuwait. Academically, Kerol possesses a Bachelor of Business Administration (BBA) in Accounting and Finance from Hochschule Heilbronn and Misr International University, both obtained between 2016 and 2020.

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National Bank of Egypt

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Since its inception in 1898 with a capital of GBP1 million, NBE has been regarded as one of the oldest and most respected commercial banks in Egypt. Never isolated from national issues or concerns, NBE has been the primary supporter of Egypt’s national economy by financing the major Egyptian national projects.


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