Richard J Smith McIcm

Richard J Smith is an experienced professional with a background in credit management and accounts receivable. With a BA Hons in Business Studies and certifications in Credit Management, Richard has held various managerial positions in companies such as National Grid, Tarmac, and Lafarge. Richard J has led teams in credit risk, debt management, and cash collection, consistently achieving targets and implementing best practices. Richard's expertise and leadership have been instrumental in optimizing cash flow and minimizing credit risk for the organizations Richard J has worked with.