Nations Direct Mortgage
Tiffany Souza-Raynes has a diverse and extensive work experience in the mortgage industry. Tiffany is currently the Vice President of Credit & Underwriting at Nations Direct Mortgage, a position they have held since March 2023. Prior to this, they were a Credit Risk Officer and Mortgage Underwriting Leader, responsible for managing credit risk and underwriting processes at the company.
Before joining Nations Direct Mortgage, Tiffany worked at Champions Funding LLC as the Vice President of Credit Risk for a brief period in 2022. Prior to that, they had a significant tenure at loanDepot Wholesale, a division of loanDepot.com, LLC, where they held multiple roles. Tiffany served as the Regional Underwriting Manager from February 2021 to October 2022, overseeing underwriting processes and working closely with managers to train underwriters. Tiffany also served as an Underwriting Supervisor from June 2020 to February 2021.
In previous roles, Tiffany held positions at Nationwide Equities Corporation, The Money Source Inc., First National Bank of Layton, East Coast Capital, Lend America, and Somerset Mortgage Bankers. At each of these companies, they held various roles related to credit risk, underwriting, and mortgage operations. Throughout their career, they have gained experience in managing teams, implementing strategic directions, and maintaining a high level of customer service.
Tiffany Souza-Raynes holds a Bachelor of Education (B.Ed.) degree in Secondary Education and Teaching from St. Joseph's University in New York. The specific start and end years of their education were not provided.
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Nations Direct Mortgage
Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry. Nations Direct Mortgage specializes in residential lending, including FHA, Conventional, VA, and Non-QM loan products. We originate loans through an exclusive network of Broker/Banker partners. Our company prides itself on employing highly skilled mortgage experts who are dedicated to delivering an exceptional experience for both our partner and their customers. Nations Direct is working hard to create sustainable and lasting prosperity where home ownership is not just a dream, but a reality for those who are ready for it. And we, along with our broker partners, make that dream available to our borrowers and their communities through a dedication to integrity and ethics. Nations Direct strives to manifest lasting prosperity not only for our partners, but for our borrowers, our communities, our industry and our nation. Nations Direct Mortgage, LLC 5 Hutton Centre Drive Suite 200 | Santa Ana, CA 92707 (949) 270-7900 , NMLS #109738, (www.nmlsconsumeraccess.org), Equal Housing Opportunity.