Nayifat Finance Company
Hamad Al-Khaldi serves as the Head of Collection and Recovery for Retail & SME at Nayifat Finance Company since February 2025. Prior roles include Director of Collection and Recovery at Al Rajhi Bank, where responsibilities included managing retail and small business portfolios, enhancing recovery metrics, and overseeing daily operations. Hamad has also held the position of Executive Manager of In-House Collection, focusing on portfolios for mortgages, car leasing, loans, and credit cards, while successfully maintaining low delinquency and loss rates. Previously, Al-Khaldi was the Head of Collection & Recovery at EMKAN, managing various teams and optimizing the collection process. Early career experience includes in-house collection and recovery at Arab National Bank. Hamad holds a Bachelor's degree in Business Management from King Faisal University.
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Nayifat Finance Company
We at Nayifat Finance Company work hard and commit with God willing to provide complied financial solutions with Islamic “Sharia`a, and services that rise us to the International Level and to become the best choice for both individuals and Companies. Nayifat company attracts individuals and corporate clients who are looking for financing their personal needs and developing their businesses, through providing a wide multi choice bundles of creative Islamic financing products. For sustainable distinguish in multi benefit diverse market that makes their lives better and progressing permanently, including Nayifat plans in spreading and expansion all over the Kingdom, to be the closest always and a role model reflects the objectives of the Company by excellence, advancement and progress.