Nishaj V has over two decades of experience in the financial and technology sectors, currently serving in risk reporting and limit loading at National Bank of Um Al Quwain since May 2010. Prior to this, Nishaj held the position of Sr. Officer at Citi Bank N. A. from January 2006 to March 2010, and worked as a Property Consultant at Emaar from February 2005 to January 2006. Nishaj began a career as a Business Analyst at United Kaipara Dairies Co (P.S.C) from January 2003 to February 2005, and earlier as a Software Programmer at I Code Technologies Pvt Ltd from February 2002 to December 2002. Nishaj holds a Master's Degree in Computer Programming with a focus on specific applications from Bangalore Institute of Technology.

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National Bank of Umm Al Qaiwain (P.S.C), is Licensed by the Central Bank of the UAE

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National Bank of Umm Al Qaiwain is a Public Shareholding Company incorporated in Umm Al Qaiwain by Amiri Decree Number (1) on January 5, 1982 issued by His Highness, the Ruler of Umm Al Qaiwain and commenced its operations with effect from August 1, 1982. The Local government of Umm Al Qaiwain is the largest shareholder and promoter of the bank. The bank is engaged in providing retail and corporate banking services through a network of 12 branches in U.A.E. The Bank carries out Islamic banking operations through Islamic Banking window established in 2005 across its branch network. The bank maintains consistently high capital adequacy and liquidity ratios which demonstrate the financial resilience developed through robust corporate governance and financial disciplines. The address of the Bank’s Registered Head Office is Post Box Number 800, Umm Al Qaiwain, United Arab Emirates and is located on King Faisal Road, Umm Al Qaiwain.


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