Joe Luciano

Joe Luciano is an experienced financial professional currently serving as a Senior Treasury Management Sales Officer AVP at NBT Bank since June 2022, where responsibilities include supporting Commercial Banking clients with their Treasury Banking needs, such as Accounts Receivable, Accounts Payable, Deposit Management, and Fraud Protection. Prior to this role, Joe worked at KeyBank as a Cash Management Advisor, focusing on enhancing banking services related to account efficiencies, and held various positions including Financial Wellness and Benefit Specialist, and Branch Manager. Joe's career began at TD Bank as a Financial Services Representative and included a role as an Investment Wholesaler at ATEL Securities. Joe holds a Bachelor's degree in Business Administration from the University of Colorado Boulder and has further education from the University of Southern Maine's School of Business.