Pam Codispoti Habner

Pam Habner is the Head of U.S. Branded Cards for Citi. Pam leads the end-to-end management of the U.S. Cards business and is also responsible for the Citi Thank You Rewards platform. Before joining Citi in July 2020, Pam was the Head of Consumer Branch Banking and Wealth Management at Chase. Prior to that role, Pam was President of Branded Cards for Chase Card Services. Before joining JPMorgan Chase in 2014, Pam spent the majority of her career at American Express in a variety of strategy, marketing and general management positions across the consumer and business-to-business segments.

Pam also spent several years at start-up companies, including DoubleClick, a company focused on digital marketing solutions, and LinkShare, an affiliate marketing network. She began her career at Bain & Company, a strategic management consulting firm.

Pam holds an MBA from Harvard Business School and a BA in Mathematics and Social Science from Dartmouth College. Pam resides with her husband and twin boys in Bronxville, N.Y.