Kathryn Sein is an accomplished finance professional with extensive experience in credit and risk management. Currently serving as the Head of Credit and Risk at Next since August 2022, Kathryn leads a skilled team overseeing a £1.2 billion portfolio. Prior to this role, Kathryn had a notable 16-year tenure at Capital One, where responsibilities included positions such as Head of UK Lending Policy and Credit Infrastructure, Chief of Staff, and various senior roles focused on customer behavioral economics and credit risk. Kathryn holds a Bachelor's Degree in Economics from the University of Warwick, obtained between 2003 and 2006.
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