Nippon Life Benefits
Ron Ciaffaglione has an extensive work experience in the underwriting field. Ron started their career as a Sales Representative at Cantor Fitzgerald in 2006. Ron then worked as a Consulting Underwriter at EmblemHealth from October 2006 to December 2012. After that, they joined Horizon Blue Cross Blue Shield of New Jersey as an Underwriter II in January 2013 and stayed until October 2015. Ron then joined Nippon Life Benefits as an Assistant Vice President of Underwriting in October 2015 and was promoted to 2nd Vice President - Underwriting in May 2019. Currently, Ron holds the position of Vice President of Underwriting at Nippon Life Benefits.
Ron Ciaffaglione earned their Bachelor's degree in Finance from Iona University, where they attended from 2001 to 2005. Ron later pursued further education and obtained a Master of Business Administration (MBA) degree with concentrations in Risk Management and Finance from Saint Peter's University, which they attended from 2013 to 2015.
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Nippon Life Benefits
We have been focused on delivering innovative employee benefits for over 25 years. Fully-customizable programs give companies the peace of mind that comes from top quality protection at prices that help protect the bottom line. Our full product line includes Medical (Fully-Insured and Self-Funded), RX, Wellness, Dental, Life, Disability, and Vision. Nippon Life Benefits is the U.S. subsidiary of Japan-based Nippon Life Insurance Company, one of the world’s largest mutual life insurance companies with over $520 billion in assets. We are proud of our A- (Excellent) rating from AM Best in 2016