Business Consortium Fund
Joubert X. Richards is a seasoned professional in the financial services and engineering sectors, currently serving as a Small Business Loan Underwriter at Business Consortium Fund since February 2023. Previously, Richards held the position of Loan Closer/Closing Officer at Premier Capital Corporation from October 2016 to January 2023, managing SBA loan applications, coordinating due diligence, and implementing process improvements that significantly enhanced efficiency. Prior experience includes serving as a Patent Examiner at the USPTO, focusing on chemical engineering patents, and working as a Proposals Coordinator at Tecnicas Reunidas, where technical oversight contributed to multiple successful contracts in the petrochemical industry. Richards earned a Bachelor of Science in Chemical Engineering from the Massachusetts Institute of Technology in 2011.
Business Consortium Fund
Business Consortium Fund, Inc. is a CDFI and the nation’s sole lender dedicated exclusively to financing businesses certified as being owned by people of color. It is a not-for-profit 501c(3) organization affiliated with the National Minority Supplier Development Council, Inc. and is also certified by the United States Department of the Treasury as a community development financial institution (CDFI). The organization offers a wide range of financing programs and business advisory services to certified minority businesses. The BCF is a "difference maker" for minority-owned businesses that need capital and business support services to grow their business but are unable to obtain them from conventional sources on reasonable terms. The goal is to continuously improve and expand our programs, financing products, and services in order to better serve the minority business community. To determine if a business is eligible for consideration for a loan, please visit the BCF web site.