Raymond Toh is currently the Managing Director and Head of Merchant Payments Business at OCBC, having taken on this role in 2023. Previously, from 2020 to 2021, they were the Executive Assistant to the NETS Chairman and held multiple executive director positions at OCBC, including overseeing Card Products and Merchant Payments. Before returning to OCBC, they served as the Head of Merchant Acquisition for E-Commerce at Citi, where they maintained a substantial base of E-Commerce merchants and enhanced overall operational strategies. Raymond began their career in sales at AsiaPay Limited and has an educational background that includes a Bachelor of Business Administration from the National University of Singapore and executive training at INSEAD.
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