Xavier Ferguson is an accomplished Associate Product Director at OneMain Financial, where strategy development for Collections and Payments Products has led to over $100 million in net credit loss reductions and $10 million in cost savings. Prior experience includes serving as Lead Program Manager at USAA Federal Savings Bank, directing initiatives on a $20 billion portfolio of secured and unsecured loan products, and owning Two Guys and a Kettle, which generated over $100,000 in annual revenue. Previous roles at USAA included Strategy Consultant and Digital Product Manager, focusing on enhancing member experiences and operational efficiencies. Xavier holds an upcoming Master of Laws in Business Compliance from Texas A&M University, as well as an MBA from Our Lady of the Lake University and a BBA in Accounting from The University of Texas at San Antonio.
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