Muhammad Rofik is an experienced professional currently serving as an Area Manager at Oto.com since August 2023. Previously, Muhammad held the position of Car Finance Head at PT Smart Multi Finance from September 2016 to December 2023, where responsibilities included handling marketing teams, surveyors, and branch credit committees. Muhammad also worked as a Branch Development Supervisor, overseeing a marketing team. Prior experience includes roles at PT BFI Finance Indonesia, Tbk, as a Marketing Agency where Muhammad supervised direct selling and marketing agency activities, and at PT. IRDHE JAYA NUSA as a Field Supervisor, overseeing workers in road paving projects. Muhammad Rofik earned a Bachelor's degree in Accounting from Universitas Jambi between 2007 and 2012.
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