Nuria Vivero Cabeza

Credit Risk Analyst at Outfund

Nuria Vivero Cabeza has extensive experience in the field of credit risk analysis. Nuria currently works at Outfund as a Credit Risk Analyst, where they analyze the financial status and credit of corporate clients to determine loan feasibility. Nuria obtains and reviews credit reports, credit references, credit insurance, and financial statements to establish credit limits for new accounts.

Prior to their current role, Nuria worked at Opel Vauxhall Finance as a Risk Analyst and Underwriting Analyst. As a Risk Analyst, they supported the Chief Risk Officer in reviewing acquisitions and portfolio trends, providing recommendations to the business based on data analysis using SAS, Tableau, and Excel. Nuria also led multiple risk initiatives and projects locally and centrally. As an Underwriting Analyst, they processed credit applications, assessed financial statements, and participated in a multinational project to introduce Opel banking in Spain.

Before their time at Opel Vauxhall Finance, Nuria worked at Volkswagen Financial Services Spain as a Junior Credit Analyst. In this role, they analyzed credit applications, managed application processing, and developed a comprehensive understanding of financial statements to assess risk.

Nuria's career in credit risk analysis began at RCI Bank and Services España, where they worked as a Credit Risk Analyst. Nuria held this role for two years, from 2018 to 2020.

Overall, Nuria Vivero Cabeza has a strong background in credit risk analysis, with experience in analyzing financial data, assessing credit applications, and providing recommendations to mitigate risks.

Nuria Vivero Cabeza's education history is as follows:

From 2014 to 2018, they attended Universidad Pontificia Comillas and earned a Bachelor of Business Administration (BBA) degree. Their major was in Finance.

In 2017, they also completed a course in Stock Market Analysis and Portfolio Management at IEB, focusing on Finance, General.

Recently, in 2022-2023, they pursued a Master's degree in Business Analytics & Big Data at IE School of Science and Technology, earning an MSc degree.

In addition to their formal education, they obtained a certification in Python from DataCamp in December 2021.

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Timeline

  • Credit Risk Analyst

    June, 2022 - present