Pacific National Bank
Ricardo Morales has a strong background in the banking industry. Ricardo worked at Pacific National Bank from 2011, holding the position of Senior Vice President. Prior to that, they were employed at BankUnited from 2003 to 2011, where they served as Senior Vice President of Commercial Real Estate Lending.
Ricardo Morales received their MBA from the University of Miami Herbert Business School. No further details regarding their education history are provided.
Pacific National Bank
Pacific National Bank opened in 1982 as an Edge Act bank in Miami, Florida and in 1985 converted its charter to a National Bank charter issued by the Office of the Comptroller of the Currency (“OCC”). Also known as PNB, the Bank operates as a full service commercial bank serving the domestic and foreign clients. Pacific National Bank's deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”), the Bank is a Federal Reserve member bank, and operates multiple branches in Miami-Dade County, Florida. PNB is headquartered at 1390 Brickell Avenue, Miami, Florida, and is the 20th largest bank headquartered in Miami-Dade County based on assets. PNB received a Superior Rating of 5 stars from Bauer Financials, Inc. (www.bauerfinancial.com) .