Anum Waqas Ghayour is a seasoned professional in finance and ratings, currently serving as a Senior Manager Ratings in the Energy and Infrastructure sectors at The Pakistan Credit Rating Agency Limited (PACRA) since February 2020, following previous roles as Manager Ratings and Assistant Manager - Ratings. Anum also holds the position of Director Finance, Compliance and Outsourcing at Swan Consultancy Private Limited since November 2019. Earlier experience includes an Assistant Manager role at Forman Christian College and an Accounting Operations Specialist position at Nestle S.A. from June 2014 to June 2015. Anum began a career in audit and assurance at Crowe Horwath International, promoting effective client relationships and ensuring compliance with auditing standards over a six-year period. Anum's academic credentials encompass an Associate Chartered Accountant designation from The Institute of Chartered Accountants of Pakistan, and ACCA qualifications, alongside a Bachelor's degree in Economics from the University of the Punjab.
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