The Pakistan Credit Rating Agency Limited [PACRA]
Kamran Saleem has over 24 years of work experience in various accounting and finance roles. Kamran is currently the Head of Support & Operations at The Pakistan Credit Rating Agency Limited [PACRA]. Prior to this, they served as an Accounts & Finance Manager at Punjab Group Of Colleges, where they managed the finance and accounts of real estate projects. Kamran also played a key role in planning, forecasting, and assessing economic and financial risks. Before that, Kamran worked as an Accounts Manager at ALDAR Properties PJSC, handling prestigious developments and ensuring accuracy in financial transactions. Kamran has also worked as a Manager in finance and accounts at Japan Power Generation Ltd, and as an Accounts Manager at Service Sales Corporation (Pvt.) Limited. Kamran started their career as an Assistant Manager in accounts at Irfan Textiles Pvt. Ltd. Overall, Kamran's work experience demonstrates their expertise in finance and accounting, as well as their ability to handle complex projects and collaborate with cross-functional teams.
Kamran Saleem began their education in 1990 when they enrolled at the University of the Punjab. Kamran pursued a Bachelor's degree in Commerce with a focus on Accounting, which they completed in 1993.
Following their undergraduate studies, Kamran embarked on an Articleship program at The Institute of Chartered Accountants of Pakistan from 1993 to 1997. This program provided him with practical training and experience in the field of Accounting.
In 2004, Kamran returned to academia and attended the National College of Business Administration & Economics. Over a two-year period, they pursued a Master's degree in Business Administration, specializing in Finance.
In 2012, Kamran obtained a certification in IFRS Training from Ernst & Young Global Consulting Services. However, the specific month in which they obtained this certification is not provided.
This information outlines Kamran Saleem's education history, noting their Bachelor's degree in Commerce, completion of an Articleship program, and attainment of a Master's degree in Business Administration. The additional certification in IFRS Training is also mentioned.
The Pakistan Credit Rating Agency Limited [PACRA]
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PACRA - The first and leading credit rating agency of Pakistan was established in 1994 as a joint venture among Fitch Ratings (the world's leading international rating agency, at that time IBCA Ratings), IFC (International Finance Corporation), and LSE Financial Services Limited ( at the time Lahore Stock Exchange). Since its inception PACRA have over 8500 opinions spread across more than 10 distinct financial sectors and more than 45 distinct corporate sectors; all these are a testament to its expertise, exceptional command, market leadership, and the confidence reposed in its opinions. The current outstanding rating opinions stand at over 500. More than 40% of the KSE-100 index companies are rated and have a rating opinion on every third rupee of corporate debt raised in Pakistan through the banking sector. PACRA along with its strong national position has also enhanced its international presence over the years. This includes successful completion of international rating assignments in collaboration with Fitch and providing technical assistance to NCR Bangladesh and Lanka Rating Agency. The ownership and management structure of PACRA ensures complete independence from any direct or indirect control of the government, political influence, private sector business group, or financial institution. Hence, the rating assigned by the rating committee of PACRA reflects a true and objectively formed opinion of the credit risk. PACRA's "over-quarter of a century" experience is equipped with a full range of credit rating and specialized rating services. Our Credit rating includes corporate entities and fixed income instruments. In contrast, the Specialized Ratings help gauge the risks across factors other than the probability of default. Specialized ratings include Financial Strength ratings of modarabas, Mutual Fund ratings, Insurer Financial Strength (IFS) ratings for insurance companies, Broker Fiduciary Ratings (BFR), and, Social Impact & Performance ratings (SIP).