Muhammad Taufiq Ul Arafin

Muhammad Taufiq Ul Arafin is an experienced financial professional with a strong background in commercial lending and risk management. Currently serving as a Commercial Lending Business Analyst at Patelco Credit Union since August 2019, Muhammad has made significant contributions, including re-engineering the portfolio tracker and identifying member needs to provide tailored solutions. Previously, Muhammad held positions at Bank of America as a Relationship Manager, achieving sales goals and coaching Customer Service Representatives, and at HSBC, where responsibilities included managing country risk strategy and governance, automating processes, and leading operational risk initiatives. Muhammad holds an MBA in Finance from California State University - East Bay and a BBA in Finance and Marketing from North South University.