Divine Grace M. Gandeza

Ms. Divine Grace M. Gandeza 34 years old, Filipino, is the Group’s Chief Risk Officer and has been with the Group since September 2012. She has extensive background in risk management, finance, and internal audit from her experience and various positions held within the Paxys group and other listed companies in diverse industries such as service, retail, freight and supply chain, transportation and logistics. She’s a Certified Public Accountant and a Certified Information Systems Auditor.