Pablo J. Gutiérrez F. III, CPCU

Pablo J. Gutiérrez F. III, CPCU has a long and varied work experience. In 2022, they were appointed Head of Business Development and Operations at PayCaddy and External Advisor at Protege Asesores. S.A. In 2018, they joined Multibank Seguros as Head of Claims, where they led a team of six professionals and closed 2020 with a 34.68% loss ratio, better than the industry and banking peers. In 2019, they became President and Managing Director at Millennial Investment Group, S.A. and Manager at ASSA Compañia de Seguros, where they prepared the company for digital innovations and digital product development. In 2011, they joined Generali as Manager of Property & Casualty Claims and Deputy Manager of Projects and Service in the Claims Department, where they managed a team of four employees and was appointed as an instructor for aspiring brokers. Pablo J. also served as Deputy Manager of the Marketing Department, where they rewrote and redesigned the wording of the company’s Car Insurance Policy and was chosen as one of the company’s “strategy ambassadors.” In 2014, they were a Marketing Officer Intern at Generali Employee Benefits, where they coordinated the 2014 GEB Regional Conference and created a “Friendliness Towards Expats” ranking. Pablo J. was also an Industry Consultant at Startup Cities Institute and an Intern at AmeriGuard, LLC. Lastly, in 2008, they were an Assistant Instructor at Bujinkan Panama.

Pablo J. Gutiérrez F. III, CPCU has a comprehensive education history, beginning with a High School Diploma from Colegio Brader in 2007. Pablo J. then attended Florida State University from 2008 to 2011, where they earned a Bachelor of Science in Risk Management & Insurance and Finance. In 2012, they obtained a Certificate from the Generali Group School in Life and Health Insurance. In 2014, they earned a Master's Degree in Insurance and Risk Management from MIB Trieste School of Management. In 2017, they earned a Chartered Property & Casualty Underwriter from The Institutes. Pablo J. also holds Professional Certificates in Data Science from edX, as well as additional certifications from University of Geneva, Rochester Institute of Technology, HarvardX, deeplearning.ai, LinkedIn, Coursera, and edX. In 2020, they earned a Specialization in Investment Management from University of Geneva and obtained a CPCU in Good Standing from The Institutes.