Niharika Jain

Niharika Jain is a seasoned professional in product management and strategy with extensive experience in the banking and fintech sectors. Currently serving as Group Product Manager for Payments, Subscription & Homescreen at Paytm since May 2022, Niharika focuses on developing seamless and secure payment systems, leveraging expertise in UPI, Net Banking, and virtual accounts. Previously, Niharika held various roles at HDFC Bank from March 2019 to May 2022, including Senior Product Manager for PayZapp, where responsibilities involved growth and retention strategies. Earlier career experience includes a position as Product Strategy Manager at Kotak Mahindra Bank and an internship in business development at Infibeam.com. Niharika also began with a research internship at CBRE. Niharika holds an MBA from the Indian Institute of Management, Indore, and a Bachelor's degree in Economics from Hindu College, University of Delhi.