Shivam Garg

Shivam Garg, CFA, currently serves as Associate Vice President at Paytm, where responsibilities include leading User Growth and UPI Analytics. Prior roles at Paytm include General Manager positions focusing on User Growth, UPI Analytics, and the Wallet Business's P&L and market intelligence. Before Paytm, Shivam held positions at IndusInd Bank as Deputy Vice President, overseeing Digital Analytics and portfolio analysis for credit cards and personal loans. Experience also includes strategic roles at EXL in management reporting and forecasting, as well as risk management at American Express. Educational qualifications include an MBA from the Indian Institute of Management Indore and a B.Tech in Civil Engineering from the Indian Institute of Technology, Roorkee, alongside professional designations as a CFA and current pursuit of FRM certification.