Luther is the Head of Digital Lending and Account Origination strategy for Fiserv, focused on scaling and rolling out product/capability for clients nationwide. Prior to Fiserv, Luther was President and Co-Founder of Fintech iLendx, LLC. Over his career, Luther has deployed over $20 billion in capital, managed portfolios for over $100 billion and raised more than $1 billion. Luther served in leadership roles with top institutions like Bank One where he was SVP National Product Management between 1984 and 1999, and USAA where he was SVP between 1999 and 2007. Additionally, Luther served on the Board and in a leadership/fundraising role with LiftFund (formerly ACCION, Texas) from 2004 to 2007. He has a BA in Political Science and Business from New Mexico State University. He is a graduate of the Consumer Bankers Association (CBA), Graduate School of Banking at the University of Virginia, and he completed the Master’s Leadership Program (MLP) in San Antonio in 2008. Luther is a veteran and supports veteran causes. He started his career in the military as an Air Defense Officer serving through the first Gulf War and has served on several veteran support organizations including Momentum Texas.