PHL Capital Corp. serves as the manager and administrator of MortEq’s lending business. As such, PHL Capital is responsible for all fund administration, accounting, mortgage origination and mortgage management of MortEq. PHL Capital is licensed under the Mortgage Brokers Act (British Columbia) and its principals have significant experience in residential and commercial real estate, investment analysis and property management.

PHL Financial Group Ltd. is registered as an Exempt Market Dealer (“EMD”) in British Columbia for the purpose of offering Class A shares of MortEq Lending Corp. (“MortEq”, or “the Issuer”), being a prospectus-exempt security, to persons (individuals, corporations and other legal entities) that are relying an exemption available to them from the prospectus requirement under NI 45-106.

MortEq Lending Corp. has been qualified as a Mortgage Investment Corporation (“MIC”) since May 2007 and has been solely engaged in raising capital for investment in mortgages.

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Steve Ponte

PHL

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