Ian Nigel Coles

Pinnacle Payment Consulting provides diagnostic, consulting, advisory and education services to financial services companies, issuers, acquirers, fintechs, merchants, payment processors and payment schemes globally. We are practitioners first, consultants second and pride ourselves in providing implementable advice to our clients, informed by years of extensive real-world experience. Pinnacle's team is based in Europe, Middle East, Asia Pacific and Africa. Our expertise embraces: - Payment products - Lending products - Credit risk - Fraud - Acquiring - Processing - Change delivery - Regulation & open banking - Payment scheme management - Business performance & analytics - Operations management Client engagements range from 1/2 day educational workshops to focused delivery of consulting projects to long-term retainers supporting business growth and expansion.