Piramal Capital & Housing Finance Limited
Kartik Garg is an experienced finance professional currently serving as a Cluster Credit Manager at Piramal Capital & Housing Finance Limited since September 2023. Prior to this role, Kartik held the position of Senior Manager and Area Credit Manager at AU Small Finance Bank from August 2018 to September 2023. Kartik's career also includes roles as a Credit Manager at IDFC Bank from September 2017 to August 2018 and at ICICI Bank from February 2015 to August 2017. Educationally, Kartik is a Chartered Accountant from The Institute of Chartered Accountants of India and a Company Secretary from The Institute of Company Secretaries of India, having pursued these studies between 2009 and 2014 and 2009 and 2013, respectively. Additionally, Kartik completed higher education in Business/Commerce at St. Anselm's from 2007 to 2009.
This person is not in any teams
This person is not in any offices
Piramal Capital & Housing Finance Limited
9 followers
Piramal Capital & Housing Finance Limited, is a wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), that is engaged in financial services business. It provides both wholesale and retail funding opportunities within real estate and non-real estate sectors. Within real estate, the platform is capable of providing financing solutions across the entire capital stack ranging from early stage private equity, structured debt, senior secured debt, construction finance, flexi lease rental discounting and housing finance. The company is registered with National Housing Bank (NHB) as the housing finance company since 28th August 2017. It offers home loans as well as loans against property and construction finance for small developers. Apart from real estate, the wholesale business also includes a separate vertical, called the Corporate Finance Group, which aims to provide customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials and auto components. It also has a fiduciary fund management – Piramal Fund Management that advises institutional and retail investors alike, through customized strategies such as the Mumbai Redevelopment Fund focused on slum rehabilitation and the Apartment Fund focused on bulk buying individual units as well as larger separate account mandates through its partnerships with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge. The business has expanded into lending towards Small and Medium Enterprises (SMEs) with the formation of an Emerging Corporate Lending Group.