Piramal Capital & Housing Finance Limited
Prasad Poojary has a distinguished career in the financial industry, with experience in various roles and organizations. Prasad currently holds the position of Associate Vice President - Risk Management at Piramal Capital & Housing Finance Limited, where they started in June 2023. Prior to this, they worked at HDFC Bank as AVP - Retail Credit Strategy & Control (Mortgage Policy) from December 2021 to June 2023. Before joining HDFC Bank, Prasad served as AVP - Credit Risk at YES BANK from January 2019 to December 2021. Prasad also has experience working at HDFC Bank as a Sr. Credit Manager from December 2016 to December 2018. Prasad's work history includes a role as a Credit Manager at Tata Capital from May 2015 to November 2016, and a Credit Manager position at Bajaj Finserv from October 2012 to April 2015.
Prasad Poojary completed their Bachelor of Commerce (B.Com.) degree in Accounting and Finance at M. L. Dahanukar College, Mumbai from 2006 to 2010. Prasad then pursued a Chartered Accountant degree at The Institute of Chartered Accountants of India from 2007 to 2012.
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Piramal Capital & Housing Finance Limited
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Piramal Capital & Housing Finance Limited, is a wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), that is engaged in financial services business. It provides both wholesale and retail funding opportunities within real estate and non-real estate sectors. Within real estate, the platform is capable of providing financing solutions across the entire capital stack ranging from early stage private equity, structured debt, senior secured debt, construction finance, flexi lease rental discounting and housing finance. The company is registered with National Housing Bank (NHB) as the housing finance company since 28th August 2017. It offers home loans as well as loans against property and construction finance for small developers. Apart from real estate, the wholesale business also includes a separate vertical, called the Corporate Finance Group, which aims to provide customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials and auto components. It also has a fiduciary fund management – Piramal Fund Management that advises institutional and retail investors alike, through customized strategies such as the Mumbai Redevelopment Fund focused on slum rehabilitation and the Apartment Fund focused on bulk buying individual units as well as larger separate account mandates through its partnerships with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge. The business has expanded into lending towards Small and Medium Enterprises (SMEs) with the formation of an Emerging Corporate Lending Group.