Piramal Capital & Housing Finance Limited
Raghvendra Saxena has extensive work experience in the finance industry. Raghvendra is currently an Associate Vice President - Product Lead (Unsecured Loans) at Piramal Capital & Housing Finance Limited, where they are responsible for developing product strategies, overseeing product development, and collaborating with sales and marketing teams to generate revenue.
Prior to this, Raghvendra worked as an Assistant Vice President at IDFC FIRST Bank and as a Regional Sales Manager at Ujjivan Small Finance Bank Limited. Raghvendra also held positions at Axis Bank as an Area Sales Manager and at HDFC Bank as a Manager - Personal Loan.
Earlier in their career, Raghvendra served as an Area Head - Mutual Fund at Mahindra & Mahindra Financial Services, where they led the Investment Advisory division for the Pune region and handled a variety of financial products such as Life Insurance, General Insurance, Mutual Funds, and Fixed Deposits.
Raghvendra Saxena completed their MBA in Finance & Marketing from the Institute of Management Development & Research - Pune from 2004 to 2006. Prior to that, they received a Bachelor of Commerce degree in Accounting and Finance from Bhopal School of Social Sciences between 2000 and 2003. Additionally, they attended Anand Vihar School for their commerce education, but the start and end years are not specified. Raghvendra also holds certifications such as Scrum Foundation Professional Certificate SFPC from CertiProf and Agile Business Analyst from TrainSmart Academy, both to be obtained in 2023. Raghvendra obtained the Master Trainer and Facilitator certification from Middle Earth HR in 2020.
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Piramal Capital & Housing Finance Limited
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Piramal Capital & Housing Finance Limited, is a wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), that is engaged in financial services business. It provides both wholesale and retail funding opportunities within real estate and non-real estate sectors. Within real estate, the platform is capable of providing financing solutions across the entire capital stack ranging from early stage private equity, structured debt, senior secured debt, construction finance, flexi lease rental discounting and housing finance. The company is registered with National Housing Bank (NHB) as the housing finance company since 28th August 2017. It offers home loans as well as loans against property and construction finance for small developers. Apart from real estate, the wholesale business also includes a separate vertical, called the Corporate Finance Group, which aims to provide customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials and auto components. It also has a fiduciary fund management – Piramal Fund Management that advises institutional and retail investors alike, through customized strategies such as the Mumbai Redevelopment Fund focused on slum rehabilitation and the Apartment Fund focused on bulk buying individual units as well as larger separate account mandates through its partnerships with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge. The business has expanded into lending towards Small and Medium Enterprises (SMEs) with the formation of an Emerging Corporate Lending Group.