Gustavo Andres

Gustavo Andres is an experienced financial services professional currently serving as Director at Itaú Unibanco, focusing on lending, microfinance, and consumer finance since May 2020. In addition, Gustavo is a Board Member at Pravaler and has held the position of CEO at Empréstimo Sim, a digital lending platform dedicated to personal loans, from February 2019 to May 2020. Prior roles at Banco Santander spanned various leadership positions, including Head of Ecommerce & Digital Products, CPO of Santander Consumer Finance, and Head of Credit for both Consumer Finance & Mortgages and Credit Cards, where responsibilities included extensive portfolio and risk management. Gustavo's earlier experience includes roles at Webmotors, Sovereign Bank, and ABN AMRO Brasil, emphasizing credit risk management. Academic qualifications include an MBA from The Wharton School, a Master of Finance and Economics, and a Bachelor of Production Engineering from reputable institutions in Brazil.