Harish Arora

Harish Arora is an experienced credit manager with a focus on unsecured loans and credit analysis. Currently serving as a Credit Manager at Prayas Financial Services Private Limited since December 2023, Harish oversees JLG loans and unsecured business loans. Prior experience includes a role as Credit Manager at Paytail, addressing short-term consumer durable loans in a real-time agile environment, as well as a Deputy Manager position at HDFC Bank, specializing in unsecured loans underwriting and risk analysis. Harish's earlier roles include leadership in BFS loan processing at WNS Global Services SA, senior associate responsibilities in US mortgage underwriting at Assimilate Solutions, and foundational work in mortgage underwriting at XL Dynamics India Pvt. Ltd. Educational credentials include a degree in Information Technology from PDM College of Engineering, pursued from May 2009 to June 2012.