Credit and Underwriting Team

The Credit and Underwriting Team at Preferred Bank is responsible for evaluating and managing the risk associated with the bank's lending activities. This team analyzes financial statements, assesses creditworthiness, underwrites loans, and monitors existing loan portfolios to ensure compliance and minimize financial risk. They support the bank's commercial real estate, construction, and business loan portfolios by making informed lending decisions and maintaining the integrity of the bank's credit operations.