Preferred Bank is a commercial bank. The Bank provides deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high net worth individuals. The Bank offers various services, such as personal banking, business banking and treasury management. The Bank's loan portfolio includes real estate mortgage loans, real estate construction loans, commercial loans and trade finance. Its real estate mortgage portfolio consists of real estate mini-perm loans, as well as purchased residential mortgages. The Bank offers a range of commercial loan products, including lines of credit for working capital, term loans for capital expenditures and commercial and stand-by letters of credit. Through its branch network, the Bank provides a range of financial services to individuals and companies located primarily in Southern California.

Banking

Preferred Bank

Li Yu

D Torrey

Wayne Chow

Jenny Own

Edward Czajka

John Wong

Ted Hsu

Nick Pi

Vivian Yun

Karen Cangey

Wellington Chen

Johnny Hsu

Nicole Maher

Julio G.

The Credit and Underwriting Team at Preferred Bank is responsible for evaluating and managing the risk associated with the bank's lending activities. This team analyzes financial statements, assesses creditworthiness, underwrites loans, and monitors existing loan portfolios to ensure compliance and minimize financial risk. They support the bank's commercial real estate, construction, and business loan portfolios by making informed lending decisions and maintaining the integrity of the bank's credit operations.

Credit and Underwriting Team

Leadership Team

VP and Senior Management Team

Credit and Underwriting Team

About

Team members

Other teams at Preferred Bank

Leadership Team

VP and Senior Management Team