PrivatBank
Artem Bubkin possesses extensive experience in credit risk management and lending, currently serving as the Head of Credit Department at PrivatBank since January 2021. Prior to this role, Artem worked at Business & Finance Consulting from June 2016 to January 2025, specializing as a Credit Risk & Fraud Detection Expert and a Rural & MSME Lending Expert. Artem's previous positions include leadership roles in credit risk management at АБ "УКРГАЗБАНК" and JSC VTB Bank (Ukraine), where responsibilities included developing credit policies and underwriting credit applications for micro and small businesses. Artem began the professional journey at ХОД АППБ "Аваль" as an economist in microcrediting, following the completion of a Specialist degree in Enterprise Economics at Kherson National Technical University from 1998 to 2003.
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PrivatBank
Founded in 1992, in 2016 PrivatBank became a state bank. It is the largest retail bank in Ukraine, focused on service individuals and SMEs. The bank brings more than 50% of all net profits of the country's banking system, 52% of Ukrainians consider PrivatBank as their main bank. PrivatBank is recognized as a pioneer in e-banking solutions implementation in Ukraine and one of the most innovative banks in Europe. PrivatBank is honored with many Ukrainian and global awards and ratings for many consecutive years. PRIVATBANK’S ACCOMPLISHMENTS IN 2020: ◼️ Winner of World's Best Digital Bank Awards 2020 by the Global Finance Magazine as Ukraine's best digital bank. ◼️ Euromoney Awards for Excellence 2020 for the best bank transformation in Central and Eastern Europe. ◼️ PrivatBank is the only Ukrainian financial institution represented in the TOP-500 world banks. It holds 446th position in the global ranking of the TOP-1000 world banks by The Banker.