Cate Delacruz

Senior Director of Analytics at Protecdiv

Cate DelaCruz has more than 20 years’ experience in catastrophe analytics, actuarial science, insurance, reinsurance, programming, and data science. Cate is the Senior Director of Analytics at Protecdiv.

Prior to Protecdiv, Cate led quality assurance as the property insurance risk analysis domain expert for Insurity SpatialKey Solutions, a leading provider of geospatial analytics, data enrichment, and risk intelligence solutions for the P&C insurance industry. She was a contributor to product release quality testing and product feature test case development and an advisor on financial model validations and requirements as well as SQL query script optimization.

Before Insurity, Cate was the US Property Insurance Portfolio Manager at Argo Group. There, she advised business units on the profitability and worst-case catastrophe risk in various property insurance portfolios. Cate also developed a portfolio optimization model and reporting process. She did significant work in capital analytics, implementing return on allocated capital as a key risk selection and retention metric and evaluating the impact of growth strategies on income, capital requirements, and reinsurance need.

Cate spent time at Guy Carpenter as a catastrophe modeler within the GC Analytics group. There, she was the lead catastrophe modeler for several US and Canadian reinsurance clients.

Prior to Guy Carpenter, Cate worked at Suncorp in Brisbane, Queensland, Australia as an Actuarial Advisor for the General Insurance group. There, she contributed to corporate actuarial advisory duties, including product profitability reporting and regulatory liability forecasting. She collaborated in the redesign and re-implementation of a dynamic financial analysis model and supported expense liability forecasting models in conjunction with claims management.

Cate has a Bachelor of Arts degree in Mathematics from Williams College.


Org chart