Jessica Zawitkowski (Sepulveda) is an experienced finance professional with a strong background in commercial lending and portfolio management. Currently serving as Portfolio Manager, II at First Commerce Bank since June 2024, Jessica also holds the position of Vice President at Provident Bank since August 2019. Previously, roles include Assistant Vice President Commercial Loan Officer at Kearny Bank and First Commerce Bank, and Commercial Loan Closer at Atlantic Stewardship Bank. Jessica has built a solid foundation in commercial loan administration and retail banking, starting as a Commercial Loan Administrator at Valley National Bank. Academically, Jessica possesses a dual MBA in Finance and MS in Accountancy from Saint Peter's University, along with various certifications in commercial credit and lending, reflecting a comprehensive commitment to professional development in the finance sector.